Last updated and effective: September 10, 2023

Introduction

Welcome to the Nations Health Group DBA Primecare Health Advisors website (hereinafter referred to as "Website"). By visiting this Website, you are entering into a legal agreement to abide by the terms of use outlined in this Terms of Use Agreement ("Agreement"). This Agreement governs your use of the Primecare Health Advisors Website and any services, goods, or facilities offered through the Website, collectively referred to as "Services." Please read this Agreement carefully before using the Website. By accessing, browsing, or using the Website, you acknowledge that you have read, understood, and agreed to be bound by this Agreement, as well as our Privacy Policy, which is incorporated into this Agreement by reference. Certain Services may have additional terms that apply, and you agree to be bound by those terms when using such Services.

For purposes of this Agreement:

"You" or "your" means the person(s) using the Website and/or the Services, and any person(s) for whom such person(s) are acting as an agent with respect to the Website and/or the Services.

"Primecare Health Advisors," "us," or "we" refers to Primecare Health Advisors and its affiliates.

"Affiliates" includes, but may not be limited to, partner organizations, service providers, and other entities offering products and services through the Website.

Affiliates include Premier Health Associates Inc. and others.

"Terms" refers to this Terms of Use Agreement.

Primecare Health Advisors reserves the right, at its sole discretion, to change or modify the Website or this Agreement (or any portion thereof) at any time. Such changes and modifications become effective immediately upon posting on the Website. You agree to review this Agreement for any such changes upon your use of the Website, and your continued use of the Website or Services constitutes your acceptance of such changes and modifications. The Website is intended for individuals who are at least 18 years of age and are accessing the internet from a physical location within the United States of America. By using or accessing the Website, you acknowledge that you are 18 years of age or older and are accessing the internet from a physical location within the United States of America.

The Primecare Health Advisors Privacy Policy, incorporated by reference into this Agreement, explains how we collect, protect, share, and use your information as part of our technology platforms, and all of our products and services.Copyright, Trademark, and Service Mark NoticesAll content, including text, graphics, photographs, videos, sound, trademarks, logos, artwork, interfaces, and computer code (collectively, "Content") on the Website is owned or licensed by or to Primecare Health Advisors. The Content is protected by trademark, copyright, patent laws, and other intellectual property rights and unfair competition laws. Except as expressly stated herein, no part of the Website or Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, transmitted, or distributed in any way, including the use of framing or mirrors, to any other computer, server, website, or other medium for publication or distribution or for any commercial enterprise, without Primecare Health Advisors' prior written permission. Nothing on the Website should be construed as granting any license or right to use any Content.

Disclaimers and Liability

The Website, Content, and Services are provided "as is" without warranty of any kind. Primecare Health Advisors does not warrant that the Website, Content, or Services will be accurate, error-free, or uninterrupted.Primecare Health Advisors disclaims all warranties, whether statutory, express, or implied, including, without limitation, implied warranties of merchantability and fitness for a particular purpose.The inclusion or offering of any products or services on the Website does not constitute any endorsement or recommendation of such products or services by us. All such information, products, and services are provided "as is" without warranty of any kind.

Indemnity

You agree to indemnify, defend, and hold harmless Primecare Health Advisors and its officers, directors, shareholders, predecessors, successors-in-interest, licensors, employees, agents, subsidiaries, and affiliates ("Primecare Health Advisors Parties") from and against any and all claims, losses, liabilities, expenses (including attorneys' fees and costs), and damages arising out of or relating to your use of the Website or Services, your violation of any third-party right or law, or your violation or alleged violation of this Agreement. You must not settle any such claim or matter without the prior written consent of Primecare Health Advisors. The Primecare Health Advisors Parties reserve the right, at their own expense, to assume the exclusive defense and control of any matter subject to indemnification by you, and you further agree that you will cooperate fully in the defense of any such claims.

Limitations on Damages

Primecare Health Advisors' liability, if any, shall be limited to direct and foreseeable damages, which shall not exceed the amount provided below. Under no circumstances shall Primecare Health Advisors be liable for indirect, incidental, consequential, special, statutory, punitive, or exemplary damages such as, but not limited to, loss of revenue or anticipated profits, lost business, loss of or damage to data, or emotional distress. Notwithstanding any other provision of this Agreement, in no event shall Primecare Health Advisors' total liability exceed [Specify Amount]. These limitations and exclusions apply even if this remedy does not fully compensate you for any losses or fails of its essential purpose or if we knew or should have known about the possibility of the damages.

Links to Third-Party Websites

The Website may contain links to websites maintained by third parties. Such links are provided for your convenience and reference only. Primecare Health Advisors does not operate or control in any respect any information, software, products, or services available on non-affiliated third-party websites. Primecare Health Advisors' inclusion of a link to a website does not imply any endorsement of the services or the website, its contents, or its sponsoring organization. Your use of any such third-party websites may be subject to other terms and conditions imposed by the third parties maintaining those websites. When you leave the Website, you agree that Primecare Health Advisors is not responsible for the accuracy or content of the information provided by that website, nor is it liable for any direct or indirect technical or system issues arising out of your access to or use of third-party technologies or programs available through that website.

Errors and Delays

You agree that Primecare Health Advisors is not responsible for any errors or delays in responding to a request or referral form caused by, including but not limited to, an incorrect email address or other information provided by you or other technical problems beyond our reasonable control.

Dispute Resolution, Governing Law, Waivers, and Limitations

You agree that any dispute between you and Primecare Health Advisors, including disputes relating to the Website, Content, or Services ("Dispute"), shall be finally and exclusively resolved by binding individual arbitration administered in accordance with its consumer arbitration rules. Disputes will be arbitrated at a hearing conducted in Florida; the arbitrator(s) shall have no authority to deviate from the law, and the arbitrator(s) shall make all reasonable efforts to expedite the arbitration proceedings and to limit discovery. This means that you will not be able to litigate any such dispute in court, and you agree to waive your right to a jury trial.

The arbitrator(s) shall have no authority to deviate from the law, and the arbitrator(s) shall make all reasonable efforts to expedite the arbitration proceedings and to limit discovery. This means that you will not be able to litigate any such dispute in court, and you agree to waive your right to a jury trial. The decision of the arbitrator(s) will be final and binding, and it may be entered as a judgment in any court of competent jurisdiction. The prevailing party in the arbitration will be entitled to recover its costs and reasonable attorneys' fees incurred in connection with the arbitration.

You agree that any dispute or disagreement regarding the enforceability, applicability, or interpretation of any provision of this Agreement, including the provisions regarding dispute resolution and arbitration, is a Dispute subject to the arbitration provisions herein and shall be resolved by an arbitrator. You also agree that any dispute or cause of action arising out of or related to the Website, Content, or Services must be commenced within one year from the later of (1) when the dispute or cause of action accrues or (2) through the exercise of reasonable diligence you should have known about the accrual of the cause of action. Otherwise, such cause of action is permanently barred. If you do not agree to these arbitration provisions, you should not use the Website or its Services. By using the Website and its Services, you acknowledge that you have read, understood, and agreed to these arbitration provisions.

Consent to Receive Calls and Information Sharing

By using the Primecare Health Advisors Website and submitting information through forms, you consent to receive calls from Primecare Health Advisors, its partner affiliates, and third parties associated with Primecare Health Advisors. These calls may include informational calls and marketing communications. Calls may be made to the phone number you provide, including cellular phone numbers. You understand that you are providing this consent to receive such telephone calls even if your telephone number is currently listed on any federal, state, local, internal, or corporate Do-Not-Call ("DNC") Lists. You have the right to revoke this consent at any time by contacting Primecare Health Advisors or its partner affiliates as specified below.

Right to Resell Information

By submitting information through the Primecare Health Advisors Website, you acknowledge and agree that Primecare Health Advisors and its partner affiliates may share, maintain, and resell this information as follows:

Sharing with Providers

Your information may be shared with providers of products and services related to healthcare, insurance, and other offerings. These providers may contact you to discuss and provide information about their products and services.

Data Retention

Certain state and federal laws require that the information you provide to Primecare Health Advisors be housed and securely maintained and cannot be removed, purged, or destroyed until the expiration of prescribed periods. Providers may also share information with Primecare Health Advisors for compliance with applicable laws.

Retention for Marketing and Analytics

Primecare Health Advisors and its partner affiliates may maintain and share the information provided by you and about you for internal marketing and analytics purposes.

Verification and Compliance: Information provided may be used to verify your identity and for compliance with government regulations.

You hereby provide express written consent for Primecare Health Advisors and its partner affiliates to share and maintain the information provided for the purposes outlined above.

Contact Information and Opt-Out

You may opt out of receiving calls from Primecare Health Advisors and its partner affiliates at any time by engaging in any of the following reasonable means:

Email: privacy@affordablehealthinsurancequote.org

Submitting a Request: https://info.affordablehealthinsurancequote.org/opt-out

Upon receiving your opt-out request, Primecare Health Advisors and its partner affiliates will cease making calls to you as requested.

Please note that you may also need to contact specific providers directly if you no longer wish to receive communications from them, as they may have separate opt-out procedures.

If you have any questions or concerns regarding this consent or information sharing, please contact Primecare Health Advisors at privacy@affordablehealthinsurancequote.org.